Rubi
A calm, local-first money tracker for people earning in one currency and spending in another: NGN and USD side by side.
Finance apps assume one currency and a bank connection. People paid in dollars and spending in naira track it in their heads.
- Step 01
A local SQLite ledger on the device: no login, no backend in v1.
- Step 02
NGN and USD accounts side by side.
- Step 03
Recurring transactions with a local scheduler.
- Step 04
Ten v1 screens, being verified on device before launch.
Cut the backend from v1
Local-first means no auth surface, no server bill and nothing to leak. The first version earns trust before it asks for an account.
The fastest way to ship a trustworthy money app is to hold less of other people’s data.